> For the complete documentation index, see [llms.txt](https://lend-finance-organization.gitbook.io/lendx-documentation-v1.0/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://lend-finance-organization.gitbook.io/lendx-documentation-v1.0/project-info/p2p-lending/loan-limit.md).

# Loan Limit

Depends on the lender's needs. This will be a competitive factor between lenders. Borrowers always want to borrow with the highest limit compared to collateral. 

It is recommended that lenders should not lend more than 95% of collateral to ensure loan safety in case the borrower is unable to repay the loan. 

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