# Borrowing

**Borrowing** enables one to obtain capital without selling the underlying asset or incurring a capital gains sales tax.

For individuals seeking financial support, the peer-to-peer (P2P) lending platform provides an avenue to access funds by utilizing their idle assets, including LENDFI, USDT, USDC, and specific cointop coins suitable for staking.

{% content-ref url="borrowing/how-to-borrow" %}
[how-to-borrow](https://lend-finance-organization.gitbook.io/lendx-documentation-v1.0/project-info/borrowing/how-to-borrow)
{% endcontent-ref %}

{% content-ref url="borrowing/interest-rate" %}
[interest-rate](https://lend-finance-organization.gitbook.io/lendx-documentation-v1.0/project-info/borrowing/interest-rate)
{% endcontent-ref %}

{% content-ref url="borrowing/loan-term" %}
[loan-term](https://lend-finance-organization.gitbook.io/lendx-documentation-v1.0/project-info/borrowing/loan-term)
{% endcontent-ref %}

{% content-ref url="borrowing/multiple-borrowers" %}
[multiple-borrowers](https://lend-finance-organization.gitbook.io/lendx-documentation-v1.0/project-info/borrowing/multiple-borrowers)
{% endcontent-ref %}

{% content-ref url="borrowing/liquidations" %}
[liquidations](https://lend-finance-organization.gitbook.io/lendx-documentation-v1.0/project-info/borrowing/liquidations)
{% endcontent-ref %}